Ujjwalfinancecredit.com Reviews

Ujjwal Finance's website, ujjwalfinancecredit.com, presents itself as a provider of personal loans in India. The stated business model is online lending, targeting individuals seeking loans up to Rs. 25 Lakhs. The website advertises low interest rates, flexible tenure, and a paperless application process, typical of online lending platforms. However, several factors raise security and trust concerns. The domain is very young (2 months old), which is often a red flag. The hosting location in Canada combined with a target audience in India is unusual and warrants scrutiny. While an SSL certificate is present, the low security score of 25 indicates significant vulnerabilities. The absence of HSTS means the connection is not forced to use HTTPS, increasing the risk of man-in-the-middle attacks. The presence of Google Tag Manager alone isn't inherently negative, but could be used for tracking sensitive data. The lack of a DMARC record makes the domain susceptible to email spoofing and phishing attacks. These factors combine to create a high-risk profile.