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USD Coin is a digital currency backed by the US dollar and developed by three organizations. Its stable value minimizes fluctuations in value, making it ideal for everyday transactions. One USDC is equivalent to one US dollar. The value of each USDC can be verified through public records. You can use USDT to make everyday payments and to transact commerce. USDT is an excellent option if you live in the US.
USDT is slightly more widely available than USDC. You can find USDT on most major exchanges, and all DeFi exchanges should have it. Be sure to check the exchanges' liquidity pools, as they may not offer USDT. If you're concerned, use Circle's monthly audit of their reserves to determine if they are compliant with government regulations. USDC is also a more secure and stable coin compared to other cryptocurrencies. Its low volatility makes it ideal for use as a fee-free payment medium.
USDT is not yet available on Coinbase. You'll need to find an alternative. The most popular stablecoin is Tether. It is an ERC-20 token that is compatible with Coinbase's platform. USDT is a good alternative for businesses that need to invoice their customers. However, if you plan to use USDT for dapp integration, you'll likely need USDC.